Business Checking Accounts

CRB’s business checking account options.

With multiple types of business checking accounts, we’re proud to provide options that fit your unique needs. Please click on the overviews below to find the account right for you.

Small Business Checking

Best for businesses under 150 employees.

TALK WITH A BUSINESS BANKER

Details

• Opening deposit requirement of $100.
• No minimum balance required. 
• Includes a business debit card.
• Includes online banking, bill pay and e-statements. 
• Includes mobile banking with mobile deposit.
• Includes alerts, card controls and a digital wallet.
• No monthly service charge for up to 75 transactions per month¹. 
• Over 75 transactions, charges apply for all account activity during the month:
  • $10 monthly charge.
  • $.10 per debit.
  • $.30 per deposit, and;
  • $.07 per on-us item deposited.
  • $.11 per transit item deposited.
• No earned interest. 
• Additional benefits include:
  • Cash management services^{2 3}.
  • Free zipper deposit bag.
  • Merchant card processing.
  • Retirement planning.
• Visa business credit card.

Business Preferred Checking

Best for offsetting fees with earnings credit.

TALK WITH A BUSINESS BANKER

Details

• Opening deposit requirement of $100.
• No minimum balance required. 
• Includes a business debit card.
• Includes online banking, bill pay and e-statements. 
• Includes mobile banking with mobile deposit.
• Includes alerts, card controls and a digital wallet.
• Monthly service charge of $10, including fees for all account activity during the month:
  • $10 monthly charge.
  • $.10 per debit.
  • $.30 per deposit, and;
  • $.07 per on-us item deposited.
  • $.11 per transit item deposited.
• Earnings credit on available balances⁵.
• Additional benefits include:
  • Cash management services^{2 3}.
  • Free zipper deposit bag.
  • Merchant card processing.
  • Retirement planning.
  • Visa business credit card.

Business Plus Checking

Best for collecting interest on your business’s cash.

TALK WITH A BUSINESS BANKER

Details

• Opening deposit requirement of $100.
• $5,000 minimum balance required. 
• Includes a business debit card.
• Includes online banking, bill pay and e-statements. 
• Includes mobile banking with mobile deposit.
• Includes alerts, card controls and a digital wallet.
• Monthly service charge of $15 if account falls below $5,000, or if transaction¹ items exceed 50. These items include:
  • Checks.
  • Deposits. 
  • Deposited items.
  • Other debits and credits.
• Variable and tiered interest on available balances⁴. 
• Additional benefits include:
  • Cash management services^{2 3}.
  • Free zipper deposit bag.
  • Merchant card processing.
  • Retirement planning.
  • Visa business credit card.

Business Civic Checking

Best for nonprofit organizations or associations.

TALK WITH A BUSINESS BANKER

Details

• Opening deposit requirement of $100.
• No minimum balance required. 
• Includes a business debit card.
• Includes online banking, bill pay and e-statements. 
• Includes mobile banking with mobile deposit.
• Includes alerts, card controls and a digital wallet.
• No monthly service charge. 
• No earned interest. 
• Additional benefits include:
  • Cash management services^{2 3}.
  • Free zipper deposit bag.
  • Merchant card processing.
  • Retirement planning.
  • Visa business credit card.

1. Transactions consist of checks, deposits, deposited items and other debit and credits.
2. Subject to approval.
3. Additional fees may apply.
4. See Current Rates brochure for rates on interest-bearing accounts.
5. Earnings Credit – fees are offset by an earnings credit based on average collected balance less a reserve requirement.