Begin the home loan process.
To get started with your home loan right away, please choose from one of our options below. Additional information and account comparisons can be found further down on this page.
CRB’s home loan options.
With multiple types of home loans, we’re proud to provide options that fit your unique needs. Please click on the overviews below to find the account right for you.
Purchase A Home
- Identify what you can afford.
- Collect the necessary application items.
- Put an offer in on your dream home.
- Pay closing costs.
- Move in.
Build A Home
- Identify what you can afford.
- Learn how to hire the right builder.
- Collect the design spec from your contractor and we’ll set up a construction or construction-to-permanent loan that allows you to take necessary draws for up to 9 months.
- When your home is built, we’ll convert your loan to a permanent financing solution, eliminating the need for two separate closings and duplication of closing costs.
- Move in.
Refinance Your Home
- Identify the best system to fit your financial needs.
- Choose from one of the following options:
- Cash-Out Refinance: Allows you to access the equity in your homes and get cash at closing. The existing home mortgage and any liens on the property are paid off and replaced with a refinanced mortgage.
- Debt Consolidation: Cash-out mortgage refinances are used to pay off debt such as installment loans, auto loans and student loans, or to consolidate debt into fewer monthly payments. A cash-out refinance may require outstanding debt be paid off as part of the transaction.
- Home Remodeling, Home Improvements and Other Expenses: Cash-out refinances are also often used to fund home remodeling and home improvements or other expenses.
Find a Lender
CANNON FALLS & NORTHFIELD
Andy Althoff
Vice President – Commercial Banking
Office: 507-208-7412
Email Andy
NMLS#2005067
ROSEVILLE
Thom Jones
Vice President – Mortgage Loan Originator
Office: 651-634-9476
Cell: 612-839-3003
Email Thom
NMLS#684025
Get a quick calculation.
Our online home loan calculators help bring clarity to one of your largest financial decisions. Simply enter your information below to calculate. Keep in mind, talking with one of our bankers will provide a more thorough assessment of your home loan. These calculations are meant to be a starting point.
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Let’s bank together.
At CRB, banking together means you’re getting a resource for life’s financial journey.
Northfield
1605 Heritage Drive
Northfield, MN 55057
507-645-4441
Roseville
1501 West County Road C
Roseville, MN 55113
651-631-1040
Cannon Falls
1230 4th Street South
Cannon Falls, MN 55009
507-263-3624