Personal Checking Accounts

CRB’s personal checking account options.

With multiple types of personal checking accounts, we’re proud to provide options that fit your unique needs. Please click on the overviews below to find the account right for you. 

SMART Checking

Best for frequent debit card users. 

TALK WITH A BANKER

Details

• Opening deposit requirement of $50.
• Includes a debit card.
• Includes online banking, bill pay and e-statements¹
• Includes mobile banking² and mobile deposit².
• Includes alerts², card controls² and a digital wallet².
• Includes cash back benefits.
• Optional overdraft program³.
• Monthly service charge of $6.
• No monthly service charge with a minimum of 30 debit card purchases posted during the statement cycle. A credit of $.20 is given for each debit card purchase posted to the account per statement cycle up to $10 per month⁴. 

Community Checking

Best for checking accounts for everyday banking.

TALK WITH A BANKER

Details

• Opening deposit requirement of $100.
• Includes a debit card.
• Includes online banking, bill pay and e-statements¹.
• Includes mobile banking² and mobile deposit².
• Includes alerts², card controls² and a digital wallet².
• Optional overdraft program³.
• Monthly service charge of $8.
• No monthly service charge if you maintain $100 minimum balance, Direct Deposit or ACH payment.

Premium Checking

Best for earning interest.

TALK WITH A BANKER

Details

• Opening deposit requirement of $50.
• Includes a debit card.
• Includes online banking, bill pay and e-statements¹.
• Includes mobile banking² and mobile deposit².
• Includes alerts², card controls² and a digital wallet².
• Optional overdraft program³.
• Includes the ability to earn interest.
• Monthly service charge of $15.
• No monthly service charge if you maintain $1,500 minimum combined balance in checking and savings.

Student Checking

Best for students looking for a smart, easy way to manage their money. 

TALK WITH A BANKER

Details

• Opening deposit requirement of $50.
• Includes a debit card.
• Includes online banking, bill pay and e-statements¹.
• Includes mobile banking² and mobile deposit².
• Includes alerts², card controls² and a digital wallet².
• Monthly service charge of $12.
• No monthly service charge when enrolled in school up to age 24. 

Health Savings Account

Best for tax savings. 

TALK WITH A BANKER

Details

• Must be enrolled in a high-deductible health plan.
• Individual and Family HSA accounts available.
• Opening deposit requirement of $50.
• Includes a debit card.
• Includes online banking and e-statements¹.
• Includes mobile banking².
• Includes alerts² and card controls².
• Interest credit and compounding monthly.
• Other terms and conditions apply.

1. $2 per month for a paper statement; automatically waived at age 62.
2. Messaging and data rates may apply.
3. Loan products are subject to credit approval.
4. ATM transactions do not apply.