Open your personal checking account.
To get started with your personal checking account right away, please choose from one of our options below. Additional information and account comparisons can be found further down on this page.
CRB’s personal checking account options.
With multiple types of personal checking accounts, we’re proud to provide options that fit your unique needs. Please click on the overviews below to find the account right for you.
SMART Checking
Best for frequent debit card users.
- Opening deposit requirement of $50.
- Includes a debit card.
- Includes online banking, bill pay and e-statements1
- Includes mobile banking2 and mobile deposit2.
- Includes alerts2, card controls2 and a digital wallet2.
- Includes cash back benefits.
- Optional overdraft program3.
- Monthly service charge of $6.
- No monthly service charge with a minimum of 30 debit card purchases posted during the statement cycle. A credit of $.20 is given for each debit card purchase posted to the account per statement cycle up to $10 per month4.
Community Checking
Best for checking accounts for everyday banking.
- Opening deposit requirement of $100.
- Includes a debit card.
- Includes online banking, bill pay and e-statements1.
- Includes mobile banking2 and mobile deposit2.
- Includes alerts2, card controls2 and a digital wallet2.
- Optional overdraft program3.
- Monthly service charge of $8.
- No monthly service charge if you maintain $100 minimum balance, Direct Deposit or ACH payment.
Premium Checking
Best for earning interest.
- Opening deposit requirement of $50.
- Includes a debit card.
- Includes online banking, bill pay and e-statements1.
- Includes mobile banking2 and mobile deposit2.
- Includes alerts2, card controls2 and a digital wallet2.
- Optional overdraft program3.
- Includes the ability to earn interest.
- Monthly service charge of $15.
- No monthly service charge if you maintain $1,500 minimum combined balance in checking and savings.
Student Checking
Best for students looking for a smart, easy way to manage their money.
- Opening deposit requirement of $50.
- Includes a debit card.
- Includes online banking, bill pay and e-statements1.
- Includes mobile banking2 and mobile deposit2.
- Includes alerts2, card controls2 and a digital wallet2.
- Monthly service charge of $12.
- No monthly service charge when enrolled in school up to age 24.
Health Savings Account
Best for tax savings.
- Must be enrolled in a high-deductible health plan.
- Individual and Family HSA accounts available.
- Opening deposit requirement of $50.
- Includes a debit card.
- Includes online banking and e-statements1.
- Includes mobile banking2.
- Includes alerts2 and card controls2.
- Earn tiered interest on account balances.
- Monthly service charge of $2.50.
- No monthly service charge charge if you maintain $1,000 minimum balance.
- Other terms and conditions apply.
- $2 per month for a paper statement; automatically waived at age 62.
- Messaging and data rates may apply.
- Loan products are subject to credit approval.
- ATM transactions do not apply.
Let’s bank together.
At CRB, banking together means you’re getting a resource for life’s financial journey.
Northfield
1605 Heritage Drive
Northfield, MN 55057
507-645-4441
Roseville
1501 West County Road C
Roseville, MN 55113
651-631-1040
Cannon Falls
1230 4th Street South
Cannon Falls, MN 55009
507-263-3624